![]() ![]() Los Angeles Football Club (LAFC) will host its first match of the 2023 Leagues Cup on Wednesday, Aug. If LAFC find themselves behind, they'll fight until the final whistle. Los Angeles Football Club (LAFC) announced today that the club has acquired a 2023 International Roster Slot via trade from the Columbus Crew in exchange for 150,000 in General Allocation Money (GAM) in 2024. While Bob Bradley won't want to concede first in the match, his side knows a deficit doesn't necessarily mean defeat. The Black & Gold have shown a strong mentality when behind both on the road and at home. Never Say Die: LAFC followed up its comeback victory in San Jose with a 3-2 comeback in the Open Cup against Sacramento Republic FC. He is a big part of the Crew's stellar defensive record. The US international has been ruled out of the match with a knee injury and did not travel to LA. So I'd expect to see him leading the LAFC backline.Ĭrew Without Steffen: A big blow for the Columbus Crew will be the injury to No. And knowing Ciman, if he is available, he's playing. The General is no doubt disappointed to not take part in the tournament, but has been back at training this week with LAFC and Bob Bradley said the defender was in good spirits. The Return Of The General: Laurent Ciman was a standby in Belgium's 2018 World Cup squad, but was sent home after Vincent Kompany was declared fit for the tournament. Women will be leading the 3252 during the match from the each of the capo stands in the North End. Women In Sports: Saturday's match will be a celebration of Women In Sports as part of MLS "Soccer For All." LAFC will honor female professional athletes across a variety of sports before and during the match. (4-3-3): Tyler Miller Jordan Harvey, Walker Zimmerman, Laurent Ciman, Steven Beitashour Eduard Atuesta, Benny Feilhaber, Lee Nguyen Diego Rossi, Adama Diomande, Latif Blessing. Gyasi Zardes has had an incredible start to his first season in Columbus." Higuaín is in there, who can always create dangerous chances. He sets things up and pulls the strings a little bit. Columbus are a team that likes to move the ball, work a lot through Will Trapp coming deep as their defensive mid. That's one of the first things you see with a lot of successful MLS teams is they have an identity. Vela and Jose Cifuentes scored as Los Angeles FC rebounded from two straight losses with a 2. Walker Zimmerman on what makes Columbus dangerous: "They have a great coach in Gregg Berhalter, who understands exactly how he wants his team to play. LAFC 2022 Major League Soccer, Regular Season football match. They are third in the Eastern Conference with 27 points. But before the loss, Columbus enjoyed a nine-match unbeaten streak. The Crew come to LA having lost 2-0 to Atlanta at home prior to the World Cup break. TV: YouTube TV (prematch show starting at 7pm PT), UniMás 46 LAFC vs Columbus Crew, June 23 at 7:30pm PT ![]() Here's a look at Saturday's match at Banc of California Stadium: ![]()
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![]() Those walking the trail will traverse farmlands, woodlands, beaches, and clifftops. John Muir Way opened in 2014 and includes a diverse selection of scenery, showcasing the best of Scotland's natural beauty. Browse 9,500+ scottish highlands winter stock photos and images available, or start a new search to explore more stock photos and images. Dr Patricia Allerston is Deputy Director and. While it can be completed in either direction, Muir's birthplace marks a fitting final destination. It also considers the particular challenges facing landscape artists when working outdoors in the winter months. Set in over 70 acres of beautiful landscape and just one mile north of the city. All scottish winter landscape t-shirts ship within 48 hours and include a 30-day money-back guarantee. When visiting Scotland, a trip to the world-famous Royal Botanic Garden. The trail follows Muir's steps in reverse, from Helensburgh on the west coast where he set sail for the US back to his hometown in East Lothian. This quiet scene is transformed in the summertime, particularly when thousands of people attend the annual Slovenefest. Choose your favorite scottish winter landscape t-shirts from 1,670 available designs. Three cities in Scotland among most expensive places to buy a house in the UK.The 'ghost town' shopping centre in Scotland that has been deserted for 26 years.Acrylic on paper, mounted behind glass in a silver. ![]() It was through this work that he came to be known as the 'Father of the National Parks'. Abstract expressionist winter landscape of the Highlands of Scotland by this renowned British artist. Muir moved to the United States of America when he was a child and later became an early advocate for the preservation of wilderness in the country. The latter is the birthplace of influential Scottish-American naturalist John Muir, which is where the walk got its name. The trail is a coast-to-coast route that runs 134 miles across central Scotland, from Helensburgh to Dunbar. ![]() ![]() The top winter walks in the UK for people to embark on during the colder months as new research named John Muir Way the highest placing Scottish location on the list. ![]() ![]() ![]() Those are some situations when you will learn more if you listen at a lower speed. ![]() Maybe English isn't your first language or the topic relies on a lot of technical language. But don't be afraid to slow down for certain parts. This works best in quiet environments with headphones on. Some people say that it helps them focus. You can go through the same lecture in less time. Change the speed: It is easy to train yourself to listen at an increased speed.This is a great advantage of recorded lectures. And research shows that you will learn more. All of these activities are signs that you are actively engaging with the content. Pause and rewind: After watching, think about how often you paused, fast forwarded, or rewound the video.Agree on rules on how often you want to stop. But more importantly, you will be able to check your understanding with others. This will make it more likely you will actually do it. Learn with others: If you're planning to re-watch the entire lecture, do not do it alone.And even if you only go to watch a part of the video, it's much harder to skim for gist or to scan to get to the most important parts. This is partly because it seems like such a daunting task to go through so much material again. But we know from the view numbers that most of them don't watch most of the videos. Five tips for revising from recorded lecturesĪll students like the idea of having recorded lectures. Make sure all of these activities are a part of your routine. Most of the actual learning will happen before and after the lecture, as you're planning, reflecting, taking notes, or revising. These are powerful signals for learning.īut you can never say, I've attended a lecture, I've learned. Remember, lectures are an important part of the learning process but you still need to spend time making what you heard your own.Īttending a lecture gives you a chance to focus, block time when you're doing nothing else, and be with others doing the same activity. For every hour you spend in a lecture, you should spend at least two more studying. Follow up by doing the readings, working through problems, etc.Compare your summary with somebody else's and reconcile any differences. Often, you will realise that you're able to write down less than you thought. Write a summary of key points after the lecture without consulting your notes to check how much you've retained.That will help you clarify your understanding. Whenever possible, try to answer other people’s questions. Take the opportunity to ask questions during live lectures or online. Try to summarise as you write notes, consider using mind maps, concept maps or outlines. But don't think you have to take notes word for word. Write down questions you are expecting the lecture to answer. Here five ways of making the most out of your lectures: Attending is better than not attending but you also need to engage. But do not confuse attending the lecture with learning. Students who attend lectures are more successful at learning than those who don't. Five tips for learning from lectures in general Ask questions of the lecturer and other students.Don't take notes word for word, summarise each point and the whole lecture in your own words.Many people like to listen at higher or lower speed - try how well this works for you.Learn to navigate the video using slides and transcript.Pause and skip back frequently to take notes and make bookmarks.Schedule time to watch the lecture recording by yourself or with others.Don't give up on the benefits of attending the lecture live with others.What are the features of the video player that will help make engaging with the videos easier? (see Panopto guide for more).How you can maximise the time you put in by active and constructive engagement?.How you can integrate recorded lectures into the revision process?.Why and how you should attend lectures even when they're recorded?.What's the purpose of lectures for learning?.To get the most out of the recorded lectures available to you, consider some of these evidence-based tips and ideas. If you just want to learn how to use the video player better, you can go straight to the Panopto guide for students. This guide outlines some key ideas you can use to learn better from recorded lectures. Having access to recorded lectures is very popular with students but many don't get the most out of it. Sexual Harassment and Violence Support Service. ![]() ![]() Haüy's study led to the idea that crystals are a regular three-dimensional array (a Bravais lattice) of atoms and molecules a single unit cell is repeated indefinitely along three principal directions. Hence, William Hallowes Miller in 1839 was able to give each face a unique label of three small integers, the Miller indices which remain in use for identifying crystal faces. René Just Haüy (1784) discovered that every face of a crystal can be described by simple stacking patterns of blocks of the same shape and size. Steno showed that the angles between the faces are the same in every exemplar of a particular type of crystal. The Danish scientist Nicolas Steno (1669) pioneered experimental investigations of crystal symmetry. Johannes Kepler hypothesized in his work Strena seu de Nive Sexangula (A New Year's Gift of Hexagonal Snow) (1611) that the hexagonal symmetry of snowflake crystals was due to a regular packing of spherical water particles. The hexagonal symmetry of snowflakes results from the tetrahedral arrangement of hydrogen bonds about each water molecule.Ĭrystals, though long admired for their regularity and symmetry, were not investigated scientifically until the 17th century. History Early scientific history of crystals and X-rays By contrast, inelastic X-ray scattering methods are useful in studying excitations of the sample such as plasmons, crystal-field and orbital excitations, magnons, and phonons, rather than the distribution of its atoms. If the material under investigation is only available in the form of nanocrystalline powders or suffers from poor crystallinity, the methods of electron diffraction, transmission electron microscopy and electron crystallography can be applied for determining the atomic structure.įor all above mentioned X-ray diffraction methods, the scattering is elastic the scattered X-rays have the same wavelength as the incoming X-ray. If single crystals of sufficient size cannot be obtained, various other X-ray methods can be applied to obtain less detailed information such methods include fiber diffraction, powder diffraction and (if the sample is not crystallized) small-angle X-ray scattering (SAXS). Similar diffraction patterns can be produced by scattering electrons or neutrons, and neutron scattering can be similarly interpreted by Fourier transformation. X-ray crystallography is related to several other methods for determining atomic structures. Poor resolution (fuzziness) or even errors may result if the crystals are too small, or not uniform enough in their internal makeup. The two-dimensional images taken at different orientations are converted into a three-dimensional model of the density of electrons within the crystal using the mathematical method of Fourier transforms, combined with chemical data known for the sample. The crystal is illuminated with a finely focused monochromatic beam of X-rays, producing a diffraction pattern of regularly spaced spots known as reflections. The goniometer is used to position the crystal at selected orientations. In a single-crystal X-ray diffraction measurement, a crystal is mounted on a goniometer. X-ray crystal structures can also account for unusual electronic or elastic properties of a material, shed light on chemical interactions and processes, or serve as the basis for designing pharmaceuticals against diseases. X-ray crystallography is still the primary method for characterizing the atomic structure of new materials and in discerning materials that appear similar by other experiments. The method also revealed the structure and function of many biological molecules, including vitamins, drugs, proteins and nucleic acids such as DNA. In its first decades of use, this method determined the size of atoms, the lengths and types of chemical bonds, and the atomic-scale differences among various materials, especially minerals and alloys. Since many materials can form crystals-such as salts, metals, minerals, semiconductors, as well as various inorganic, organic, and biological molecules-X-ray crystallography has been fundamental in the development of many scientific fields. From this electron density, the mean positions of the atoms in the crystal can be determined, as well as their chemical bonds, their crystallographic disorder, and various other information. By measuring the angles and intensities of these diffracted beams, a crystallographer can produce a three-dimensional picture of the density of electrons within the crystal. X-ray crystallography is the experimental science determining the atomic and molecular structure of a crystal, in which the crystalline structure causes a beam of incident X-rays to diffract into many specific directions. Please discuss this issue on the article's talk page. Please consider splitting content into sub-articles, condensing it, or adding subheadings. This article may be too long to read and navigate comfortably. ![]() ![]() ![]() I noticed some of them relate to outdated osax. I’ll paste the full list of SpamSieve related errors from the log below. Any ideas? Any way to track down why it fails to get the message source sometimes? On the 2nd invocation of the rules, SpamSieve is successful in processing the very same message. So clearly the rules are being invoked, but for some reason SpamSieve is not able to get the source of the message the first time around. Subject: Can this 10 Second Trick Help Prevent YOUR Heart Attack? And the following appeared in SpamSieve’s log: (again, only after the 2nd application of the rules) At that point, the SpamSieve rules marked it as spam and moved it to Junk. Then, I did an Apply All Rules to that message. ![]() Looking in the error logs, I see this message:Ģ/11/15 13:21:44.169 rick: Outlook SpamSieve Outlook could not get the source of message: Can this 10 Second Trick Help Prevent YOUR Heart Attack?Īnd there was nothing matching this message in SpamSieve’s log. It was not moved to Junk by SpamSieve’s rules, but the Not in Contacts category was applied by the last rule. There was a message still in my inbox subject: “Can this 10 Second Trick Help Prevent YOUR Heart Attack?”. Here’s an example from the logs: Time now about 14:48 local, 19:48 UTC. Is there a log file that we can capture when this occurs to get a better idea what’s going on? I could record the screen on morning startup if that helps. So it appears that the first SpamSieve rule is somehow skipping some messages on the first pass, even though it marks them when the rule is re-applied. However, if after all this, I select these messages and Apply All Rules, SpamSieve then marks and moves the messages to the Junk folder. This tells me that the rules were processed and got down the the final rule, but somehow SpamSieve didn’t mark the message. I will see some others get marked “Not in Contacts” but not moved even though they look like junk. As I watch them get processed (Outlook in the foreground), I can see some being marked and moved to the Junk folder. I’ve removed all rules in the local rule set except the three SpamSieve rules plus one more, after those three, that marks messages with a category “Not in Contacts” if the sender is not in Outlook’s contacts.Īs and example of what happens when I first fire up Outlook in the morning… I receive a large number of messages. It’s been a few months and I’ve been watching this to try to narrow it down. ![]() ![]() Delaying benefits after your full retirement age increases the benefit payment, which also leaves more for a surviving spouse to collect. Surviving spouses can collect a portion of the deceased partner’s benefits as early as age 60 (or 50 if disabled). Social Security survivor payments also need to be considered before you start collecting benefits. The financial options include insurance to cover final costs and the loss of income, as well as structuring pension payments so that they continue after the pension recipient passes on. Even a couple with simple finances can benefit from an estate plan. To stave off this eventuality, put together a financial plan that includes the loss of either spouse, along with an up-to-date will, power of attorney and healthcare power of attorney. Death of a spouseīeyond the emotional shock of losing a life partner, there can be significant financial implications, too. If you’re giving money outright, remember that gift taxes apply to any amount over $17,000 made in one year. If you expect to be repaid, structure the loan with a written agreement. Decide how much assistance you can reasonably afford and set clear limits with family members before doling out money from your retirement assets. It’s only natural to want to help a son or daughter hit by a financial crisis. The best time to shop for long-term coverage is in your 50s or early 60s. While some retirees can depend on their own substantial savings or one help from family members, another option is to purchase long-term care insurance or to add a long-term care rider to a whole life insurance policy or an annuity. ![]() Medicare doesn’t cover long-term care and Medicaid assistance is available only after retirees spend down their assets to qualify for low-income status. The cost of extended care as you age can be shocking: A private room in a nursing home can run more than $100,000 each year, while a home care aide will run you around $50,000. If you’ve got the option while working, consider opening a health savings account (HSA), which allows you to save and invest tax-free and doesn’t tax withdrawals for eligible healthcare expenses, including Medicare premiums. Retirees should budget between $450 and $850 a month for each person, including insurance premiums and out-of-pocket costs. Another option is to look at one of the many Medicare Advantage plans, which include Part A and Part B and can add coverage for vision, dental and other costs. Uncovered healthcare costsĪdding Medicare Part D coverage can handle prescription costs, while private Medigap insurance can be added to handle expenses not covered by Medicare. ![]() Another consideration is budgeting for improvements that can help you age in place, such as wheelchair access, a walk-in shower, better lighting, ergonomic door handles and more. That can include needing an entirely new roof, furnace and air-conditioner, major plumbing problems and other issues that can lurk in a paid-off home you’ve owned for years.Įxperts recommend setting aside 1% to 2% of your home’s current value for annual maintenance and repairs, as well as having your home thoroughly inspected by a professional who can help you identify potential problems. ![]() Unexpected home repairs are the most common surprise, according to the Society of Actuaries. “Withdrawing an extra $10,000 from savings for a new roof might not seem like much in the grand scheme of things, but it can interfere with plans for other expenses if you haven’t anticipated it-especially since those funds are now no longer at work in the market,” says Rob Williams, managing director of financial planning at the Schwab Center for Financial Research. If you’re ready to be matched with local advisors that can help you achieve your financial goals, get started now. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. SmartAsset’s free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes. However, if you’re prepared, you can avoid allowing seeing these disruptions derail your golden years.Ĭonsider working with a financial advisor to create or update a retirement plan.įinding a qualified financial advisor doesn’t have to be hard. According to Charles Schwab, there are five retirement surprises, which might come as a financial shock to many older workers. The Hidden Retirement Expenses You Should Be Planning For, According to Schwabĭespite your best planning and efforts to prepare for retirement, you’re still likely to encounter some kind of unexpected challenges after you stop working. ![]() ![]() You can check and correct Word settings as well as the scale and size of the image(s) in a document. The Insert feature is critical for putting up images in Word documents. When it comes to the size and scale of the content, the printer is essentially unaware of it. Finally, if you’re still having trouble, you can try downloading and installing a printer driver that’s specifically designed for your printer model. If they’re saved at a low resolution, try saving them at a higher resolution or printing them at a lower quality setting. Second, check the resolution of your images before printing. Most printers have a default paper size of A4, so if you’re printing on a different size paper, you may need to adjust the settings in your printer driver. First, make sure that you’re using the correct paper size when printing. Fortunately, there are a few simple steps that you can take to prevent your printer from enlarging images on a page. When you print an image from a low resolution, the printer has to enlarge the image to make it fit the page, which can often result in a fuzzy or pixelated image. Higher resolution images have more pixels, which means that they can be printed at a larger size without losing quality. Another reason why images may be enlarged when printing is because of the resolution that the image is saved in. When you’re printing an image, this often means that the image will be enlarged to fill the page. ![]() One reason is that the default printing settings on most printers are set to “fit to page,” which means that the printer will automatically resize the document or image to fit the paper size that you’re using. But why does this happen? There are a few reasons why your printer might enlarge images on a page. ![]() This can be frustrating if you’re trying to print a document with specific dimensions, or if you’re trying to print an image to fit within a frame. It’s a common problem when printing documents from your computer – the images on the page come out larger than they appear on your screen. ![]() ![]() This data is gathered from over a hundred radar towers located across the US. Lake Murray, Ardmore OK (WeatherOK, USA).Lightning CG worldwide (since 2004) Plus.Base reflectivity (with archive since 1991).Radar & Lightning Radar & Lightning Radar.Forecast Ensemble Heatmaps (Up to 7 models, multiple runs, graph up to 46 days) Plus.Forecast Ensemble (Up to 7 models, multiple runs, graph up to 46 days).Forecast XL (Graph and table up to 10 days - choose your model).14 day forecast (ECMWF-IFS/EPS, graphs with ranges).Meteograms (Graph 3-5 days - choose your model).Weather overview (Next hours and days, 14 day forecast).Central Europe Super HD (MOS) (3 days) new.Tropical cyclone tracks (ECMWF/Ensemble).The next court date for Axtell likely won’t come until February 2024, pending further mental health reviews and updates from the state. He was convicted in March 1979 for molesting a 6-year-old in Kanabec County, Minn.Īxtell was arraigned via Zoom on the day he was charged, and bail was set in the amount of $1 million. Scully ran for mayor in 2014, though during the campaign many called into question his past behavior as a convicted sexual predator. However, Cuzzo denied the request for a harassment order in May 2018 after he found “no indication” of “repeated unwanted or intrusive acts” by Scully against Axtell or his daughter. Court filings show that Axtell sought a protective order against Scully on behalf of his then 22-month-old daughter in April 2018. Prior to the murder, Axtell and Scully had a history of legal wrangling, including issues related to the safety of children, according to court documents reviewed by WTIP. ![]() The Cook County Jail is a holding facility that can only house inmates for up to 72 hours. In her report submitted to the court, which was reviewed by WTIP’s news department July 11, Vietanen found that Axtell “appears to see himself as a ‘hero’ for having killed the alleged victim, and believes that others are likely ‘relieved this was taken care of.'”Īxtell, 27, is currently being held by the Cook County Sheriff’s Department, though he has spent most of the time since his arrest housed in the Lake County Jail in Two Harbors. Cuzzo ruled in support of the findings that Axtell is mentally ill and, at least at this time, not competent to stand trial. A virtual hearing on the request took place July 10, where Axtell was determined to be incompetent to stand trial at this time. The request was sent to Judge Michael Cuzzo. It was Axtell’s attorney, Christa Groshek, who made the request for a mental health evaluation March 22. In making a recommendation to the legal court that Axtell be placed in a mental-health facility, Vietanen described Axtell as having “justified the killing of (Scully).” Axtell, Vietanen continued, “is unable or unwilling to take responsibility for making decisions to interrupt a repeat of impulsive, harmful behaviors.” Among the findings by Mischelle Vietanen, a Minnesota-based psychologist who was appointed by the court to review Axtell’s mental health, were the following: “(Axtell’s) behaviors are impacted by hallucinations, delusions, and paranoia.” The findings on Axtell’s mental health and competency were submitted to the local court system last week. ![]() The murder took place at Scully’s home in Grand Marais. ![]() According to the criminal charges, Axtell murdered Scully using a shovel and a moose antler. On March 10, Axtell was charged with second-degree murder following the death of Lawrence Scully. Levi Axtell, the Cook County resident who is charged with murdering a Grand Marais man earlier this year, is mentally ill, dangerous, and not competent to stand trial at this time, according to the state of Minnesota. ![]() ![]() ![]() Immediate payment is referred to on an invoice as payment due upon receipt. Payment terms: 2% discount for payments made within 20 days 30-day due date.4/14 net 60: 4% discount when paid within 14 days later payment: full amount You can also write out the short form:.2/10 net 30: 2% discount when paid within 10 days later payment: full amount.If you grant your customers a discount for earlier payment, you can also choose a short form, for example: Payment terms: Payment due 15 June, 2022.Payment terms: Payment is due within 30 days of invoice date.You can then formulate the payment terms like this: However, to avoid confusion, we recommend that you emphasise the payment term even more clearly, because some customers do not know what the term net xy means. Instead of 30 days, you can also give your customers a shorter or longer payment term, for example net 14 or net 60. The shortest form on a bill looks like this: This means that customers are granted a payment period of 30 calendar days (not working days). Thank you very much" 30 days payment termsģ0 days payment terms are often referred to as net 30 on invoices. Our bank account details can be found below. £2,000, with an upfront deposit of £200 due by xx/yy/zzzz. "Please find attached the invoice 12345 for our delivery/service. Upfront payment terms look like this, for example: The amount to be paid in advance can be the full invoice amount or only a part of it. If a company wants to be paid in advance for its service or delivery, this must be communicated to the customer when the sales contract is concluded. To illustrate the payment terms, we present some common situations from practice. This reduces the company's profit, but ensures a faster cash flow. However, if they pay within 7 days, they can deduct a certain percentage (discount rate) from the invoice amount. To avoid this, a compromise can be made: Offering discounts for earlier payment.Ĭustomers receive an invoice upon delivery, which is payable in 30 days, for example. However, up-front payment is not always possible or can lead to customers choosing another company where they can pay on account. ![]() Customers then pay the full amount or a partial amount before the company provides the service or delivery. This means that up-front payment is best. It is in a company's interest to be paid as early as possible. Less than 7 working days is therefore unusual. However, it must be ensured that customers can also meet these deadlines. However, any other payment term can be chosen. This corresponds to the legal payment term. What are normal payment terms?Ĭompanies in the UK often choose the standard payment term of 30 days for their payment terms on invoices. It may also indicate that a discount may be deducted for early payment. The payment terms in the form of payment deadlines or payment periods are stated on the invoice, indicating the latest date by which the invoice must be paid. by advance payment, payment on receipt of goods, or payment on account after receipt of goods. Payment can be made in various ways, e.g. Payment terms apply wherever money is exchanged for goods or services. If they do not, no business contract is concluded. For example, when customers place an order in an online shop, they accept the seller's payment terms. In the payment terms, a company specifies which conditions apply to its customers when paying their invoices. Payment terms on an invoice in the UK - What are they and why are they important? We will show you here what this can look like with the help of a few examples. However, it makes sense to stick to common formulations in order to avoid misunderstandings. ![]() Companies have a great deal of freedom in the design of their payment terms. The paper sunset will continue, in the long term they will have to patch the hole in the cash flow somehow, and there is no clear plan for that.Payment terms regulate the payment that customers must make to a company for a delivery or service. The logic is very simple, yes, it makes no sense to build anything new( with power prices) at 30 euros per megawatt hour anymore but it does make sense to buy something, discounting it with cash flow. Our industry is now in the deepest financial crisis on record, with profitability and cash flow at unsustainable levels for most oil and gas operators. Investors want real steady cash flow and proven business models. There is a trend away from consumer unicorns and valuations, i can feel it when we're out fundraising. to increase the beta-factor within the discounted cash flow model used by me. 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